Metropolitan Funeral Insurance offers affordable funeral cover and peace of mind when a loved one passes away. Importantly, Metropolitan has 130 years’ experience in the insurance industry.
Metropolitan Funeral Insurance
Significantly, Metropolitan offers funeral cover for:
- Member and life partner (or member only).
- Member children (under 21 years and unmarried or students up to 25) and parents/ parents-in-law (under 85 years old); no age limit for dependent children with mental or physical disability and
- Member family and extended family (under 85 years old).
Features of Metropolitan Funeral Insurance
Metropolitan’s funeral plan includes the following features:
- Monthly payments from as little as R40
- Funeral cover ranges from R5000 to R50000
- The whole family covered on one plan – cover offered for up to 9 extended family members
- No medical tests required
- Valid claims paid out within 48 hours
- Accidental death cover from payment of the first premium
- Cover continues after the main member passes away and
- Financially independent children can be covered as extended family members
Additionally the following benefits are automatically included in a Metropolitan Funeral Plan:
- Paid-up benefit: premiums cease and cover continues after retirement, when the main member turns 65 or when the main member dies
- Accidental death benefit: lump sum up to R30000 paid on accidental death; only applies to policy owner, partner, and children and only applies to members aged between 13 and 65
- Family Assistance benefit and
- CashBack benefit: cash amount paid back to policyholder subject to certain conditions
Benefits
In addition the following benefits are optional when choosing Metropolitan Funeral Cover:
- Survival benefit: lump sum payment up to R50000 if the policyholder stays alive until 65 years old.
- Tombstone benefit: pays up to R15000 cash to be used in funding a tombstone, payout date must be within 18 months of the claim
- iNkomo benefit: pays up to R18000 cash for assistance with catering costs around the funeral and
- Shopping benefit: pays up to R18000 towards grocery expenses (only included if the policy includes Paid-up benefit)
Inflation Management: ensures your pay-out stays in line with inflation. And two options exist for inflation management:
- Increase premiums by 6% and cover increases by 4.2%
- Increase premiums by 10% and cover increases by 7%
So fill in the form on this page and click on the Get a Quote Button to get a funeral cover quote