The Cost of a Funeral is High

We all know how expensive things are these days. You have rent to pay, school fees, uniforms, shopping etc. But the cost of a funeral doesn’t even enter your mind.

Most people have trouble making it to the end of the month with any money left.

So why would you think about taking out a funeral plan? Wouldn’t this just mean more money to worry about?

And why should you have to worry about the cost of a funeral. That is something that you would only need after you have passed away, right?

You can try and justify it by saying “My family can pay for it” or “It can’t be that expensive, surely”?

The cost of a Funeral has Risen dramatically over the Years

If you don’t have a funeral plan, let’s see why having a funeral plan is an important investment.

When you pass away, your loved ones will need time to mourn. They will take a period to be sad, reflect and treasure the memory of you and the memories you gave them.

During this period of mourning the last thing you want is for your family to worry about the cost of a funeral.

Which is exactly what will happen if you don’t have a funeral plan, and your family doesn’t have very much money.

Did you know that the average cost of a funeral is around R15 000? Not many people have that much money to come up with suddenly and quickly should you pass away. There are so many aspects to consider when planning a funeral, all of which cost a fair amount of money.

Here’s a very short List of some Things that your Family will Need to pay for When you die:

• The Coffin

The coffin is often the most expensive part of your funeral.

Your coffin is the final place that your body will remain. So a nice coffin would be very important if enough money is available for it. A good quality, attractive and sturdy coffin can cost an average of R 5000! That is a third of the average funeral costs.

• Catering

You want all of your friends and family to be at your final resting place on the day of your funeral. And they want to be there too. Many of these loved ones travel long distances to be there for you. So the least they can expect is refreshments such as tea, coffee, cool drinks and snacks. These expenses can run into the thousands if you have a large number of people at your funeral.

• Seating

Along with catering, your guests will need comfortable seating. This is especially important for older loved ones who cannot stand throughout an entire funeral. This means that your funeral costs must also account for chair hire. If each chair costs R 30 and 50 loved ones attend your funeral, then just the seating will cost R1500.

• Tent or Marquee

You cannot predict what the weather will be like on the day of your burial. This means that another cost you need to consider is a tent or marquee at the very least, to keep your loved ones dry if it happens to rain, or to keep them cool if it is a very hot day. A large marquee can also run into the thousands to rent.

These are just the basic needs for your funeral to run smoothly. And this doesnt include extras like flowers, a priest, transport and various other aspects.

Why should you invest in Funeral Cover?

You may be shocked to realise that the cost of a funeral would be so expensive. Many of us don’t want to think about things such as death and funerals, but it is going to happen eventually and it cannot be avoided.

Something you can do, however, is to make sure your loved ones are not left with these huge costs to worry about, during a time when they need as little stress as possible. Mourning the loss of a loved one is difficult enough. If you take out a funeral plan, you are giving your family one last gift.

There are Many service providers That can Give you Very Affordable cover

There are companies that supply funeral cover and there are many different options you can choose from. You don’t have to pay huge amounts of money to ensure that your funeral is completely covered from beginning to end.

You can pay as little as R30 a month and should anything happen to you at any time, your family will be paid out in full so that arrangements can begin. Don’t saddle your family with the cost of a funeral.

To get your funeral cover quote please complete and send the form on this page

 

All info was correct at time of publishing