Affordable Burial Insurance for Seniors saves Your Family Members Unnecessary Anguish
September 3, 2018
Preparing for a funeral in your golden years is likely to be your final significant expense before you pass away. Some seniors wonder why they should worry about any fairly significant expense in their final years. The truth is that it can save family members a lot of anguish and financial stress by seeing that there is insurance cover for the costs of a funeral. Affordable burial insurance for seniors can remove the financial obligations your family will face when you’re not there anymore.
Burial Insurance for Seniors – Plan for Your Final Resting Place
Planning a funeral requires careful consideration because it is how people will remember you. Do you know where your final resting place will be and whether you are going to be buried or cremated? By talking with a licensed, reliable funeral director, you can get an idea of the costs.
Many mortuaries offer funeral packages with a pre-determined set of products and services included that come at a fixed price. When you’re buying insurance, it is important to have an estimate of the amount of coverage you need. Fortunately, there is custom burial insurance for seniors so that you get what you want.
The funeral director is knowledgeable about the different funeral options that are available and can answer questions about the type of casket you want, embalming fees if necessary and funeral plots if you’re going for a burial. A reputable funeral director will be able to provide you with an itemized list of costs and prices that will be involved. Just remember that even if you are a senior, it doesn’t mean that death will take place within the next few days. Several years can go by, and many of the prices will be significantly higher at that time.
Burial Insurance for Seniors – There is no Medical Examination Necessary
Most burial insurances for seniors will not require a medical examination before the policy becomes active, but there are some policies that do have a waiting period that lasts a certain amount of time. If the person dies during this period, the policy may not pay out.
Do the research, because there is affordable burial insurance for seniors. Look at PEP Stores for instance. They are a South African institution and are the largest single retail brand in the country. Over the years their motto has been the same – to provide South Africans with affordable products and services. They offer comprehensive funeral plans for any adult who is 18 years of age right up to senior citizens. Another example is AVBOB, because, from just R37 per month, you can cover yourself and senior members of your family – in fact, you can cover every member of your family.
Burial Insurance for Seniors – A Funeral Plan Ensures the Nasty Side of You Isn’t Uncovered
Many South Africans don’t stop to think that planning a funeral can be seriously expensive. Affordable burial insurance protects a family from that financial burden that can cause so much strife within a family. Everybody is battling to make ends meet, and a sudden funeral can run into a small fortune. The level of senior insurance you opt for is entirely up to you, but at least you won’t have to show people a nasty side they never knew existed when you have to find money to plan a funeral that was never in your scheme of things.
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All info was correct at time of publishing