Pre-Paid Funerals in South Africa
February 14, 2016
Unfortunately death comes to us all at some point in time, and most times when we least expect it. It calls on anyone night and day, young and old. You have to prepare yourself for the fact that your beloved family members are not forever, and death will come for them too. At that time, plenty of money will be required to pay for the funeral expenses, and without a plan for pre paid funerals you’ll come to realise how devastatingly expensive death can be.
Pre paid funeral plans in South Africa, bought from a funeral plan provider or from your funeral director give you protection. You’ll be protected from those heavy financial burdens all because your loved one’s funeral will be paid for. The beauty with pre paid funeral plans is that they provide options and are flexible. You can :
● make a once-off payment in advance
● you can arrange to pay the amount in installments over a certain period.
Pre Paid Funerals in South Africa
Pre paid funeral plans allow you to pay for your funeral even before you pass away. You are able to choose and pay for a casket ahead of time. The beauty about a pre-paid funeral plan is that it will lock in the cost of current day funeral prices, leaving you free of stress and worry for the future. This is the big drawcard – they freeze funeral costs at today’s prices for tomorrow’s funerals.
There are different prepaid plans to choose from and these can vary, depending on your requirements. It is also straight forward to apply for a prepaid funeral plan. Any consenting adult over the age of 18 can apply. The age will vary a little according to different offerings from different companies.
Age and Pre Paid Funerals
These companies usually offer their services to people who are under 65 but this too will vary according to different companies. There are some companies, who if you are over 65 won’t offer you a plan, and this is why it is important to do research and shop around to find the prepaid plan that suits your situation best.
The most important thing to remember that you will be in charge of just how much you are willing to spend towards your funeral one day. Remember that the money you pay will also go towards expenses such as a funeral home, a funeral director, the paperwork that goes around funerals and deaths, plus other expenses.
Pre Paid Funerals – How Much does it All Cost?
A prepaid funeral plan puts you in charge about how much you pay. A funeral can cost as little or as much as you want. Prepaid funeral plans have simply been designed to provide relief for families when it comes to planning.
With a pre-paid funeral plan, your family won’t be left floundering about where the money will come from to pay for a funeral. While life insurance payouts might cover the cost of a funeral, it takes a long time for the claim to be processed.
Pre-paid is pre-armed and you avoid bitter feelings towards the person who has passed on and who didn’t act responsibly in seeing that their funeral costs were covered.
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All info was correct at time of publishing