Old Mutual Funeral Insurance

When a family member passes away, then one is often plunged into anxiety. And the cost of a  dignified funeral with a funeral plan can be shattering.  Instead of being able to grieve and reflect on the good memories, one feels confused, bitter and depressed. Fortunately, Old Mutual Funeral Insurance can prevent all of this drama.

Consider the very affordable and comprehensive range of funeral plans from Old Mutual. Just choose the cover that addresses your needs. And be sure to check out their Single Adult Family Funeral Plan. It ensures you don’t pay funeral cover for a spouse you don’t have.

Old Mutual has three primary funeral plans:

Old Mutual Funeral Insurance – The Care Funeral Plan

  • Monthly premiums start at R31.
  • Cover is from R50 000 for you and your family, your parents and parents-in-law.
  • You will qualify for Accidental Death Cover from the moment you apply.
  • Money Back Guarantee, meaning that if you die within the first 6 months of taking out your policy, you will get back all the premiums you have paid.
  • Premium Holiday youcan miss up to 6 premiums without your Plan lapsing.
  • Restart Benefit, so that if your Policy lapses, under certain conditions you may restart.
  • More4U. Significantly, these are extra benefits that add value to your Plan.

 

Old Mutual Funeral InsuranceOld Mutual Funeral Insurance – The Standard Funeral Plan

  • Monthly premiums start at R38.
  • Cover starts at R70 000 for you, your family, your parents and parents-in-law.
  • Accidental Death Cover.
  • Money Back Guarantee.
  • Premium Holiday.
  • Restart Benefit.
  • Cash Back after every 36 monthly premiums paid. And the last payout is doubled.
  • Terminal Illness Benefit, so that if you are diagnosed with any terminal illness, Old Mutual pays out 50% of your cover immediately. This is if the diagnosis predicts you have less than 12 months to live.
  • Grocery Benefit for 12 months.
  • an Education Benefit for 12 months.
  • 10% more cover at no extra cost, only if you already have more than R50 000 cover.
  • More4U.

 

Old Mutual Funeral Insurance – The Comprehensive Plus Funeral Plan

 Monthly premiums start at R39

  • Starting cover is R70 000. And this is for you and your family.
  • Accidental Death Benefit.
  • Double Accidental Death Benefit, which pays out a double benefit on accidental death.
  • Money Back Guarantee.
  • Premium Holiday.
  • Restart Benefit.
  • Cash Back, meaning that the last premium will be multiplied 6x.
  • Paid-up Benefit. So if death is not due to an accident, and no waiting period is involved, your cover will continue. Not that this also applies to disability passing certain criteria.
  • Retirement Paid-up – when you reach the age of 65, your premiums will stop, but cover will continue.
  • Grocery Benefit for 12 months.
  • Education Benefit for 12 months.
  • 10% more cover.
  • Terminal Illness Benefit.
  • More4U.

 

Old Mutual Funeral Insurance – More4U

These benefits all add value to your cover, making it even more comprehensive.

  • Credit Coaches. These coaches work office hours, helping you to manage your finances, and improve your credit status.
  • Teacher-on-Line. From Monday to Thursday during school terms, telephone assistance will be available for most subjects.
  • Helpline on legal matters and managed by attorneys
  • Funeral Assistance. Transport of body, accommodation for relative accompanying body, trauma counselling
  • Preventative Health Screening Tests as well as HIV counselling and testing
  • Emergency medical support in the event of accident and assault. Also a 24 hour medical helpline
  • From exposure to HIV from assault, accident, and trauma – HIV testing and 3 doctor consultations, with medication.

Other useful plans available from Old Mutual are their Burial Society Support Plan and their Greenlight Final Expenses Plan.

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