Funeral Insurance Cover in South Africa

Funeral insurance cover is not a new concept; it dates far back in history. The purpose of a funeral insurance company is to collect money from its members. And then provide money to pay for a funeral when necessary.

Most South Africans have access to both formal and informal funeral insurance cover. In both options, contributing members get cash to pay for the funeral when somebody dies.

Funeral Insurance Cover – How it Works

Insurers collect contributions at set intervals and, in exchange members receive a whole lot of

Funeral Insurance Cover

benefits. Some of which, members get to reap while they are alive.

Funeral insurance providers – the top of the tops:

Funeral Insurance Cover – Liberty

Liberty has a burial plan that pays out a lump sum for a funeral. They offer quite a few plan options. These include a Standard and Comprehensive Burial Plan, a Burial Plan, an Extended Family Funeral Plan, and a Parent Funeral Plan. Liberty also offers members a medical gap cover plan, which helps members with costly co-payments for medical expenses.

Funeral Insurance Cover – Hollard

Hollard is the largest privately-owned insurer in South Africa. Therefore it can offer funeral cover ranging from R10 000 to R75 000. Their funeral plans contain options to provide for all family members, including partners, children, parents, and others. Anyone between the ages of 18 and 75 can take out a funeral policy with Hollard, without having a medical exam first. Extra benefits include a memorial benefit, a life cover benefit, a vehicle benefit, a personal accident benefit, and the list goes on.

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Funeral Insurance Cover – Avbob

Avbob is a well-known and well-respected insurance provider in South Africa. Also they are proud members of the National Funeral Directors Association (NFDA) and hold themselves to a particular standard of conduct. Avbob’s call centre is open 24 hours a day, and there are more than 150 branches in the country, so they are accessible to all of their members. What’s more, Avbob has a varied choice of funeral plans available to suit everyone and offers extra services, such as free burial benefits in certain cases. Avbob also does the legwork when it comes to registering a death.

Funeral Insurance Cover – Doves

Doves began operation in 1883, and it is now one of the biggest and best funeral homes in the country. Doves was a founding member of the NFDA and, today, does anything and everything to do with funerals, including burials, embalming, cremation, repatriation of the body, funeral services, etc.

Funeral Insurance Cover – Old Mutual

Old Mutual provides funeral cover for only R31.00 a month as well as a unique Greenlight Final Expenses Plan, which provides an R100 000.00 pay-out.

Funeral Insurance Cover – Assupol

Assupol was founded in 1913 and was a trailblazer in the industry in that it was the first insurer to commit to a 48-hour claim turnaround time. Assupol offers two types of funeral plans: the Excellence Family Funeral Plan and the Absolute Advantage Family Funeral Plan.

With the rising costs of food and necessities in South Africa, we can assume that funerals will get more and more expensive as time goes on. So don’t be caught unprepared; put away a little each month to ensure you have that lump sum ready when you need it.

To get a FREE funeral cover quote, please complete and send the form on this page


All info was correct at time of publishing